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IRCC Confirms Proof of Funds Requirement Continues for Canada Study Permit Applicants in 2026; GIC Amount Set at CAD 22,895

3 January 2026 by
IRCC Confirms Proof of Funds Requirement Continues for Canada Study Permit Applicants in 2026; GIC Amount Set at CAD 22,895
Najeeb Ahmed


Immigration, Refugees and Citizenship Canada (IRCC)
has confirmed that financial requirements for international students remain in force for the 2026 study intake, with no relaxation announced as of 3 January 2026.

According to IRCC’s latest official instructions, international students applying for a Canada study permit outside Québec must continue to demonstrate sufficient funds to cover living expenses, tuition fees, and travel costs.

Key Financial Figures (Official)

  • Guaranteed Investment Certificate (GIC): CAD 22,895
  • Effective: From 1 January (current applicable cycle)
  • Applies to: Single applicants under the Student Direct Stream (SDS)
  • Tuition fees: Must be shown separately as per the offer letter

IRCC has not issued any notification indicating a reduction or waiver of these financial thresholds for the January, May, or September 2026 intakes.

The department has reiterated that insufficient or poorly documented funds remain a valid ground for refusal, and applicants are advised to rely only on official IRCC publications for accurate figures.

Ethicaledu News Analysis

This confirmation indicates policy continuity, not a change. Despite speculation circulating online, IRCC’s position as of early January 2026 remains unchanged, with the CAD 22,895 GIC benchmark continuing to apply.

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