How much is the German blocked account amount?

For a student visa it is currently €11,904 for one year, released at €992 a month once you are in Germany. The amount follows the German student-aid rate and can change, so we confirm it before you send money.

Which blocked account provider should I choose?

Any provider on the Federal Foreign Office list is accepted, for example Expatrio, Fintiba or Coracle. They differ in setup and monthly fees, how fast they confirm, and whether health insurance is bundled.

How long does it take to get the blocking confirmation?

Once your money reaches the provider, most issue the confirmation within a few working days. An international transfer from India usually takes one to three working days.

Do I need a blocked account for the Opportunity Card?

A blocked account is one accepted way to prove your funds for the Opportunity Card (Chancenkarte), but the amount differs from the student figure. We confirm the current requirement for your visa type.

What if my German visa is refused?

The provider returns the money to your Indian account after you send the refusal letter, minus the charges it states when you open the account.

German Blocked Account for Your Student Visa

Open and Fund It from India

Most students going to Germany prove they can pay their living costs with a blocked account, or Sperrkonto. You put one year's living costs into a special account before your visa appointment, and once you are in Germany it pays you a fixed amount each month.

We help you choose a provider from the Federal Foreign Office's list, open the account online, send the money from India and get the blocking confirmation for your visa file.

Book a free consultation Chat on WhatsApp

How much goes into a blocked account

For a German student visa the required amount is currently €11,904 for one year, which is €992 a month. Once you are in Germany you can take out up to €992 a month; the rest stays blocked until the next month.

Language course students, Opportunity Card (Chancenkarte) applicants and job seekers can also use a blocked account, but the amount and length can differ. We confirm the current figure for your visa type before you send any money.

	Student visa
Amount to deposit (one year)	€11,904
Monthly payout in Germany	€992
Who can close it early	Only with the consent of the German mission or the foreigners' office
What the embassy needs	A blocking confirmation (Sperrbestätigung) from your provider

How it works

Choose a provider from the Federal Foreign Office list, such as Expatrio, Fintiba or Coracle. Many also offer health insurance in the same package.

Open the account online with your passport and university admission or application details.

Send the full amount, plus the provider's fee if it asks for it upfront, from your Indian bank by wire transfer.

The provider issues a blocking confirmation. You take it to your visa appointment.

After you arrive, you register your address, activate the account and start receiving your monthly payout into a German current account.

If your visa is refused, the provider returns the money after you send the refusal letter, minus its stated charges.

Ask about a blocked account

How we help

Choosing the providerWe compare setup and monthly fees, how fast they confirm, and their insurance bundles.

Opening the accountWe guide you through the online form and check your details match your passport.

Sending the money from IndiaWe help with the bank transfer form (A2), purpose code and Liberalised Remittance Scheme declaration, at a good exchange rate.

Tax at source (TCS)Large remittances can attract TCS. Your bank shows it before you pay, and you can claim it back in your income-tax return.

Your visa fileBlocking confirmation, health insurance, APS certificate and admission letter, checked together before your appointment.

Other ways to show fundsA full scholarship or a formal obligation letter (Verpflichtungserklärung) from someone living in Germany can replace a blocked account. We tell you which fits.

Talk to a counselor