Travel, Health and Student Insurance
Most visas ask for some kind of insurance. A Schengen visit visa needs travel medical cover, an Australian student visa needs OSHC, a German student visa needs health insurance, and Canada's super visa needs medical insurance for your parents.
We help you pick the cover your visa and your university actually ask for, compare plans from licensed insurers, and get the policy certificate in the format the embassy wants, so your file is not held up over a missing document.
Which insurance do you need?
Travel insuranceFor holidays, family visits and business trips. Covers medical emergencies abroad, and can also cover trip cancellation, lost baggage and passport loss. Schengen visas ask for travel medical cover of at least €30,000 for the whole stay, valid in every Schengen country.
Student health insuranceFor your whole course abroad. Many universities enrol you in their own plan or let you waive it with a plan that meets their rules. Some visas set the rules themselves, such as OSHC for Australia and public or approved private cover for Germany.
Health insurance for visitorsFor parents and relatives visiting you abroad. Older travellers need plans that cover their age and, where possible, existing conditions. Canada's super visa needs medical insurance of at least CAD 100,000 for at least one year.
Single-trip or multi-tripFor a single trip or for several trips in a year. Frequent travellers often save with an annual multi-trip plan.
What each country asks students for
Rules change, and universities add their own. We check the latest requirement for your visa and your university before you buy anything.
| Country | What students usually need |
|---|---|
| Australia | Overseas Student Health Cover (OSHC) for the whole visa period, bought before you apply |
| Germany | Health insurance for the visa, then public or approved private health insurance to enrol at university |
| USA | Your university's student health plan, or a waiver with a plan that meets its rules |
| UK | The Immigration Health Surcharge, paid with your visa, gives you NHS care. Travel insurance for the journey is optional |
| Canada | Depends on the province: provincial health cover, a college or university plan, or private cover until you qualify |
| Ireland and other Schengen countries | Private medical insurance for your stay, as the visa or residence permit asks |
How we help
The right coverWe read your visa and university rules and tell you exactly what cover, amount and dates you need.
Comparing plansWe compare plans from licensed insurers on price, cover, deductible and claims process, so you are not paying for things you do not need.
Cover for parentsFor parents and older travellers, we look for plans that suit their age and explain what is and is not covered for existing conditions.
Visa-ready certificateYou get the policy certificate with your name as in your passport, the right dates and the coverage amount, ready for your visa file.
Help with claimsIf you need to claim abroad, we tell you how to reach the insurer's helpline and what documents to keep.
What to keep ready
Passport (first and last pages)
Travel dates, or your course start and end dates
Letter of acceptance or confirmation of enrolment, for student cover
Your university's insurance or waiver rules, if it has them
Age and any existing medical conditions, for parents' cover
FAQ
Frequently asked questions
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